/* Digital Capital Finance - shared styles */
:root{
  --cream:#f6f4ef; --cream-2:#efece4; --ink:#16202e; --navy:#0f2540; --navy-2:#163454;
  --gold:#9a6a2f; --gold-lt:#d9b483; --muted:#4a5568; --muted-2:#6b7280; --muted-3:#9aa1ab;
  --line:#e5e0d6; --line-2:#e8e2d7; --card:#fff;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:'Public Sans',system-ui,sans-serif;color:var(--ink);background:var(--cream);line-height:1.5}
h1,h2,h3{font-family:'Newsreader',Georgia,serif;font-weight:500;letter-spacing:-0.01em;margin:0}
p{margin:0}
img{display:block;max-width:100%;height:auto}
a{color:var(--ink);text-decoration:none}
a:hover{color:var(--gold)}
.wrap{max-width:1440px;margin:0 auto;background:var(--cream)}
.eyebrow{font-size:12px;letter-spacing:.16em;text-transform:uppercase;color:var(--gold);font-weight:700}
.btn-primary{display:inline-flex;align-items:center;gap:8px;background:var(--navy);color:var(--cream);padding:14px 26px;border-radius:2px;font-weight:600;font-size:15px;border:none;cursor:pointer;font-family:inherit}
.btn-primary:hover{background:var(--navy-2);color:#fff}
.btn-ghost{display:inline-flex;align-items:center;gap:8px;color:var(--navy);padding:14px 24px;border:1px solid #c9c1b2;border-radius:2px;font-weight:600;font-size:15px}
.btn-ghost:hover{border-color:var(--navy)}
:focus-visible{outline:2px solid var(--gold);outline-offset:2px}

/* NAV */
.site-header{display:flex;align-items:center;justify-content:space-between;padding:26px 64px;border-bottom:1px solid var(--line)}
.brand{display:flex;align-items:center;gap:12px}
.brand-name{font-family:'Newsreader',serif;font-size:21px;font-weight:600;color:var(--navy)}
.brand-name span{color:var(--gold)}
.main-nav{display:flex;align-items:center;gap:34px;font-size:15px;font-weight:500}

/* HERO */
.hero{display:grid;grid-template-columns:1.15fr .85fr;gap:56px;padding:88px 64px 76px;align-items:center}
.hero-copy{display:flex;flex-direction:column;gap:28px}
.hero h1{font-size:62px;line-height:1.04;text-wrap:pretty}
.hero-sub{font-size:19px;line-height:1.6;color:var(--muted);max-width:560px}
.hero-cta{display:flex;gap:16px;flex-wrap:wrap;padding-top:6px}
.hero-badges{display:flex;gap:44px;padding-top:24px;border-top:1px solid var(--line);margin-top:12px}
.badge b{display:block;font-family:'Newsreader',serif;font-size:30px;color:var(--navy)}
.badge span{font-size:13px;color:var(--muted-2);margin-top:4px;display:block}
.hero-card{position:relative;min-height:460px;border-radius:3px;overflow:hidden;background:var(--navy)}
.hero-card>img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;object-position:center}
.hero-card .glow{position:absolute;inset:0;z-index:1;background:linear-gradient(0deg,rgba(15,37,64,.96) 0%,rgba(15,37,64,.66) 54%,rgba(15,37,64,.3) 100%),radial-gradient(circle at 78% 22%,rgba(154,106,47,.28),transparent 44%)}
.hero-card .card-text{position:absolute;z-index:2;left:34px;right:34px;bottom:34px;color:var(--cream)}
.hero-card .kicker{font-size:13px;letter-spacing:.14em;text-transform:uppercase;color:var(--gold-lt);font-weight:700;margin-bottom:14px}
.hero-card .lead{font-family:'Newsreader',serif;font-size:26px;line-height:1.3}
.hero-card .ico{position:absolute;z-index:2;top:34px;left:34px}

/* TRUST STRIP */
.trust{padding:22px 64px;background:var(--navy);color:#c8d2df;display:flex;align-items:center;justify-content:space-between;flex-wrap:wrap;gap:20px}
.trust .label{font-size:13px;letter-spacing:.14em;text-transform:uppercase;color:#8fa2ba}
.trust .vals{display:flex;gap:28px;align-items:center;font-family:'Newsreader',serif;font-size:16px;letter-spacing:.04em;color:#c8d2df;opacity:.85;flex-wrap:wrap}

/* SECTIONS */
section{scroll-margin-top:20px}
.sec{padding:92px 64px 80px}
.sec-head{display:flex;align-items:flex-end;justify-content:space-between;margin-bottom:48px;gap:24px;flex-wrap:wrap}
.sec-head h2{font-size:40px;line-height:1.1;max-width:620px}
.sec-head .note{font-size:15px;color:var(--muted-2);max-width:320px;line-height:1.6}
.sec-head .stack{display:flex;flex-direction:column;gap:14px}

.services-grid{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:24px}
.card{background:var(--card);border:1px solid var(--line-2);border-radius:3px;padding:32px 28px;display:flex;flex-direction:column;gap:16px}
.card h3{font-size:21px}
.card p{font-size:14.5px;color:var(--muted);line-height:1.6}

/* APPROACH */
.approach{padding:84px 64px;background:var(--cream-2)}
.approach-grid{display:grid;grid-template-columns:.9fr 1.1fr;gap:64px;align-items:center}
.approach-copy{display:flex;flex-direction:column;gap:16px}
.approach-copy h2{font-size:40px;line-height:1.1}
.approach-copy p{font-size:16px;color:var(--muted);line-height:1.65;max-width:440px}
.steps{display:flex;flex-direction:column;gap:20px}
.step{display:flex;gap:22px;background:#fff;border:1px solid #e2dccf;border-radius:3px;padding:26px 28px}
.step .num{font-family:'Newsreader',serif;font-size:34px;color:var(--gold);line-height:1}
.step h3{font-size:20px;margin-bottom:6px}
.step p{font-size:14.5px;color:var(--muted);line-height:1.6}
.image-band{margin:52px 0 0;height:280px;overflow:hidden;border-radius:3px}
.image-band img{width:100%;height:100%;object-fit:cover;object-position:center 56%}

/* PRICING */
.pricing{padding:96px 64px 92px}
.pricing-head{max-width:720px;margin:0 auto 48px;text-align:center;display:flex;flex-direction:column;align-items:center;gap:14px}
.pricing-head h2{font-size:42px;line-height:1.08;text-wrap:balance}
.pricing-head p{max-width:650px;color:var(--muted);font-size:16px;line-height:1.65;text-wrap:pretty}
.pricing-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:20px;align-items:stretch}
.pricing-card{position:relative;background:var(--card);border:1px solid var(--line-2);border-radius:3px;padding:34px 30px 30px;display:flex;flex-direction:column;min-width:0}
.plan-intro{min-height:150px}
.pricing-card h3{font-size:28px;color:var(--navy);margin-bottom:12px}
.plan-intro p{font-size:14.5px;line-height:1.65;color:var(--muted)}
.plan-features{list-style:none;padding:22px 0;margin:0 0 26px;border-top:1px solid var(--line);border-bottom:1px solid var(--line);display:flex;flex-direction:column;gap:14px;flex:1}
.plan-features li{display:flex;align-items:flex-start;gap:10px;font-size:14px;line-height:1.45}
.plan-features svg{width:17px;height:17px;flex:0 0 17px;fill:none;stroke:var(--gold);stroke-width:2;stroke-linecap:round;stroke-linejoin:round;margin-top:2px}
.plan-price{display:flex;align-items:baseline;gap:8px;margin-bottom:24px;font-variant-numeric:tabular-nums}
.plan-price .amount{font-family:'Newsreader',Georgia,serif;font-size:48px;line-height:1;color:var(--navy);letter-spacing:-.03em}
.plan-price .period{font-size:13px;color:var(--muted-2)}
.pricing-card>.btn-primary{justify-content:center;width:100%}
.pricing-card.featured{background:var(--navy);border-color:var(--gold);box-shadow:0 16px 36px rgba(15,37,64,.18)}
.featured .popular-badge{position:absolute;top:0;right:24px;transform:translateY(-50%);background:var(--gold);color:#fff;padding:6px 11px;border-radius:2px;font-size:11px;line-height:1;letter-spacing:.1em;text-transform:uppercase;font-weight:700}
.featured h3,.featured .plan-price .amount{color:#fff}
.featured .plan-intro p,.featured .plan-price .period{color:#c8d2df}
.featured .plan-features{border-color:rgba(217,180,131,.3)}
.featured .plan-features li{color:var(--cream)}
.featured .plan-features svg{stroke:var(--gold-lt)}
.featured>.btn-primary{background:var(--gold-lt);color:var(--navy)}
.featured>.btn-primary:hover{background:#e6c79d;color:var(--navy)}

/* PRINCIPLES */
.principles{padding:90px 64px;display:flex;justify-content:center}
.principles-inner{max-width:900px;text-align:center;display:flex;flex-direction:column;gap:32px;align-items:center}
.principles h2{font-size:40px;line-height:1.1}
.principles .grid{display:grid;grid-template-columns:repeat(2,1fr);gap:24px;width:100%;text-align:left}
.principle{display:flex;gap:16px;background:#fff;border:1px solid var(--line-2);border-radius:3px;padding:24px 26px}
.principle h3{font-size:18px;margin-bottom:6px}
.principle p{font-size:14.5px;color:var(--muted);line-height:1.6}

/* BOOKING */
.booking{margin:0 64px 64px;background:var(--navy);border-radius:4px;padding:68px 64px;display:grid;grid-template-columns:1.1fr .9fr;gap:56px;align-items:center;color:var(--cream)}
.booking .kicker{font-size:12px;letter-spacing:.16em;text-transform:uppercase;color:var(--gold-lt);font-weight:700}
.booking h2{font-size:42px;line-height:1.08;color:#fff}
.booking p.lead{font-size:16px;color:#c8d2df;line-height:1.6;max-width:460px}
.booking .contact-lines{display:flex;flex-direction:column;gap:10px;margin-top:8px;font-size:15px;color:#c8d2df}
.booking .contact-lines a{color:#c8d2df}
.booking .contact-lines a:hover{color:#fff}
.contact-row{display:flex;align-items:center;gap:12px}
.booking-photo{height:170px;margin-top:28px;border:1px solid rgba(217,180,131,.3);border-radius:3px;overflow:hidden}
.booking-photo img{width:100%;height:100%;object-fit:cover;object-position:center 48%}
.form-card{background:var(--cream);border-radius:3px;padding:32px;color:var(--ink)}
.form-card h3{font-family:'Newsreader',serif;font-size:22px;margin-bottom:20px}
.form-grid{display:flex;flex-direction:column;gap:14px}
.form-row{display:grid;grid-template-columns:1fr 1fr;gap:12px}
.field label{display:block;font-size:12px;font-weight:600;color:var(--muted-2);margin-bottom:5px}
.field input,.field textarea{width:100%;border:1px solid #d4cdbf;border-radius:2px;padding:12px 14px;font-size:14px;font-family:inherit;background:#fff;color:var(--ink)}
.field textarea{min-height:78px;resize:vertical}
.form-note{font-size:12px;color:#8a8578;text-align:center}
.hp{position:absolute;left:-9999px;width:1px;height:1px;overflow:hidden}
#form-status{font-size:14px;text-align:center;padding:4px 0}
#form-status.ok{color:#1f7a4d}
#form-status.err{color:#b23b3b}

/* PAYMENTS */
.payments{padding:0 64px 84px}
.pay-inner{background:var(--cream-2);border:1px solid var(--line-2);border-radius:4px;padding:56px 48px;text-align:center;display:flex;flex-direction:column;align-items:center;gap:14px}
.pay-inner h2{font-size:34px;line-height:1.1}
.pay-inner p{max-width:620px;color:var(--muted);font-size:16px;line-height:1.65}
.pay-methods{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:20px;width:100%;max-width:840px;margin-top:22px}
.pay-method{background:#fff;border:1px solid var(--line-2);border-radius:3px;padding:26px 22px;display:flex;flex-direction:column;align-items:center;gap:8px}
.pay-method b{font-family:'Newsreader',serif;font-size:18px;color:var(--navy);margin-top:6px}
.pay-method span{font-size:13px;color:var(--muted-2);line-height:1.5}

/* FOOTER */
.site-footer{padding:54px 64px;border-top:1px solid var(--line);display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr;gap:40px}
.site-footer .col{display:flex;flex-direction:column;gap:10px;font-size:14px}
.foot-brand p{font-size:13.5px;color:var(--muted-2);line-height:1.6;max-width:300px}
.foot-brand .disc{font-size:12px;color:var(--muted-3);max-width:320px}
.col h4{font-weight:700;font-size:13px;letter-spacing:.1em;text-transform:uppercase;color:var(--muted-3);margin:0 0 4px}
.col .plain{color:var(--muted)}
.subfoot{padding:20px 64px;border-top:1px solid var(--line);display:flex;justify-content:space-between;font-size:12.5px;color:var(--muted-3);gap:16px;flex-wrap:wrap}
.subfoot .links{display:flex;gap:20px}

/* LEGAL PAGES */
.legal{max-width:820px;margin:0 auto;padding:72px 64px 90px}
.legal h1{font-size:44px;margin-bottom:10px}
.legal .updated{font-size:13px;color:var(--muted-2);margin-bottom:36px}
.legal h2{font-size:24px;margin:34px 0 12px}
.legal p{font-size:15.5px;color:var(--muted);line-height:1.7;margin-bottom:14px}
.legal ul{color:var(--muted);line-height:1.7;font-size:15.5px}

/* RESPONSIVE */
@media (max-width:1000px){
  .site-header{padding:22px 32px}
  .main-nav{gap:20px}
  .hero{grid-template-columns:1fr;gap:40px}
  .hero h1{font-size:48px}
  .approach-grid{grid-template-columns:1fr;gap:36px}
  .booking{grid-template-columns:1fr;gap:36px;padding:52px 40px}
  .services-grid{grid-template-columns:repeat(2,1fr)}
  .site-footer{grid-template-columns:1fr 1fr}
}
@media (max-width:760px){
  .site-header{padding:20px 24px;flex-wrap:wrap;gap:14px}
  .main-nav{gap:18px;flex-wrap:wrap;font-size:14px}
  .hero{padding:56px 24px 48px}
  .hero h1{font-size:38px}
  .hero-badges{gap:24px;flex-wrap:wrap}
  .trust{padding:20px 24px}
  .sec{padding:60px 24px 52px}
  .sec-head h2,.approach-copy h2,.principles h2,.booking h2{font-size:30px}
  .approach{padding:56px 24px}
  .image-band{height:210px;margin-top:36px}
  .services-grid{grid-template-columns:1fr}
  .pricing{padding:64px 24px 60px}
  .pricing-head{margin-bottom:38px}
  .pricing-head h2{font-size:30px}
  .pricing-grid{grid-template-columns:1fr;gap:28px}
  .plan-intro{min-height:0;margin-bottom:24px}
  .principles{padding:60px 24px}
  .principles .grid{grid-template-columns:1fr}
  .booking{margin:0 24px 40px;padding:44px 26px}
  .form-row{grid-template-columns:1fr}
  .payments{padding:0 24px 60px}
  .pay-inner{padding:40px 24px}
  .pay-inner h2{font-size:26px}
  .pay-methods{grid-template-columns:1fr;gap:14px}
  .site-footer{grid-template-columns:1fr;padding:44px 24px;gap:28px}
  .subfoot{padding:18px 24px;flex-direction:column}
  .legal{padding:52px 24px 70px}
  .legal h1{font-size:34px}
}